ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> <html> <head> <title>Company Info</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"><link rel="StyleSheet" href="style.css" type="text/css"> <script language="JavaScript" type="text/JavaScript"> <!-- function MM_jumpMenu(targ,selObj,restore){ //v3.0 eval(targ+".location='"+selObj.options[selObj.selectedIndex].value+"'"); if (restore) selObj.selectedIndex=0; } //--> </script> </head> <body> <table width="85%" border="0" cellspacing="5" cellpadding="5"> <tr> <td><div align="center"><A href="javascript:window.print()">Click to Print This Page</A> </div><h1>About Crump Mortgage</h1> <p><font size="3"><STRONG><EM>What Makes Us Uniquely</EM></STRONG> <STRONG><EM>Different?</EM></STRONG> </font></p> <p><strong><em><IMG src="mainpix00/company.jpg" align=right width="220" height="300"></em></strong><strong><em><B>We are the Lender... Not a Broker<SPAN style="mso-spacerun: yes">&nbsp;&nbsp;</SPAN></B></em><br> </strong>All loan decisions and funding of our loans are handled by our in-house team.&nbsp; By cutting out the middle person known as a broker... you get faster answers, lower closing cost, and better rates.<em> </em></p> <p><strong><em><B>We are Privately Held and Locally Owned</B></em><em><B><SPAN style="mso-spacerun: yes">&nbsp;</SPAN></B></em><br> </strong>We encourage and empower our loan officers to issue  same day approvals; unlike most Banks who have layers of management and bureaucracy keeping them from making quick loan decisions.</p> <p><strong><EM><B>More Options... Customizing Each Loan</B></EM><br> </strong>We offer one of the largest portfolios of in-house loan programs available. We design each loan around our customer's needs without the one size fits all approach. After all, we understand that no two customers are alike.</p> <p><strong><em><B>Our Rates... The Lowest<SPAN style="mso-spacerun: yes">&nbsp;</SPAN></B></em><br> </strong>Our loan officers are empowered to price each loan based on our customer s individual needs, unlike most banks that offer generic rates and rigid guidelines.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>We are one of the largest privately held lenders in the Southern United States, and our costs of funds are some of the lowest in the industry. </p> <p>&nbsp;</p> <p align="center"><SPAN style="FONT-SIZE: 24pt">*&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *</SPAN> </p> <p><strong><em>Reprinted Article from Memphis Magazine </em></strong></p> <p>We are located&nbsp;in East Memphis, and&nbsp;ranked one of the largest privately held mortgage firms in the Mid-South.  The reason for our success is our associates dedication to our clients, Crump states. Crump empowers its associates to make decisions, versus having to go through layers of management and bureaucracy.</p> <P> Crump continues to offer the personal touch it was founded on. Clients are actually known by their name - not an account number. "Our clients are not defined as a series of digits & they are real people Crump explains.</P> <P> We take great pride that we are 100% local owned and operated, says Crump. The company has returned&nbsp;hundereds of thousands of its&nbsp;revenue to the local economy by supporting Mid-South based organizations and charities, and Christian missions. Crump Mortgage represents the majority of local real estate firms and homebuilders in the Mid-South, and has been one of the largest financial contributor of any banking firm to the Memphis Area Association of Realtors. The Association showed its dedication in 2002 by awarding Robert Crump with the elite honor of  Affiliate Member of the Year .</P> <P style="MARGIN-BOTTOM: 12pt">Crump s philosophy regarding  personal touch is best described by one of its clients. He states,  My father has a major interest in a bank; however, Crump offered me a lower interest rate with less paperwork than my father s own bank& Crump is truly rare and simply the best. </P> <p><br> <br> </p> <div align="center"><A href="javascript:window.print()">Click to Print This Page</A> </div> <P></P> </td> </tr> <tr> <td>&nbsp;</td> </tr> <tr> <td><div align="center"> <P><IMG src="mainpix00/equalhouse.gif" width="24" height="18">&nbsp;<font face="arial" size="1">EQUAL OPPORTUNITY LENDER: Serving </font><b><font face="Arial" color="black" size="1"> <span style="font-weight: bold">TN &amp; MS</span></font></b></P> <p><font size="1"> 684 W. Brookhaven Circle : Memphis, TN 38117<br> Phone: 901.259.4663 Fax: 901.259.4664 <br> <a href="http://www.crumpmortgage.com" target="_top">http://www.crumpmortgage.com </a></font><br> </p> </div></td> </tr> </table> </body> </html>