ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> <html> <head> <title>Loan Programs</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"><link rel="StyleSheet" href="style.css" type="text/css"> <script language="JavaScript" type="text/JavaScript"> <!-- function MM_jumpMenu(targ,selObj,restore){ //v3.0 eval(targ+".location='"+selObj.options[selObj.selectedIndex].value+"'"); if (restore) selObj.selectedIndex=0; } //--> </script> </head> <body> <table width="85%" border="0" cellspacing="5" cellpadding="5"> <tr> <td><div align="center"><A href="javascript:window.print()">Click to Print This Page</A> </div><h1>Variety of Options... Experienced Professionals to Guide You </h1> <strong><em><IMG height=320 src="mainpix00/pix_fam.jpg" width=240 align=right></em></strong><V:SHAPE id=_x0000_s1026 style="MARGIN-TOP: 0px; Z-INDEX: 1; MARGIN-LEFT: 980pt; WIDTH: 180pt; POSITION: absolute; HEIGHT: 240pt; mso-wrap-distance-left: 0; mso-wrap-distance-top: 0; mso-wrap-distance-right: 0; mso-wrap-distance-bottom: 0; mso-position-horizontal: right; mso-position-horizontal-relative: text; mso-position-vertical-relative: line" type = "#_x0000_t75" alt = "" coordsize = "21600,21600" o:allowoverlap = "f"><V:IMAGEDATA src = "file:///G:/Lynne/WEBSITE/pix_fam.jpg"></V:IMAGEDATA><W:WRAP type = "square"></W:WRAP></V:SHAPE><SPAN style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">Crump Mortgage offers a variety of Conventional and Government Loans, plus several unique expanded programs.<SPAN style="mso-spacerun: yes">&nbsp; </SPAN>We are linked to Fannie Mae's® computer system, which allows us to issue "Loan Commitments" up front to guarantee a closing with no surprises or delays. <BR> </SPAN> <br> <em><strong>Conventional (Fannie Mae) </strong></em><br> <SPAN style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">Designed to help borrowers, who have an excellent credit history for the last 2 years and a minimum down payment of 5%, purchase larger homes while receiving the lowest interest rate available. </SPAN> <P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN style="FONT-SIZE: 9.5pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"></SPAN>&nbsp;</P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN style="FONT-SIZE: 9.5pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT color=black><FONT style="BACKGROUND-COLOR: white"><STRONG>First Time Buyer Options<o:p></O:P></STRONG></FONT></FONT></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT color=black><FONT style="BACKGROUND-COLOR: white">We offer the following programs to assist first time buyers:<o:p></O:P></FONT></FONT></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><o:p><FONT color=black style="BACKGROUND-COLOR: white"></FONT></O:P></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt 0.5in; TEXT-INDENT: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .5in"><FONT style="BACKGROUND-COLOR: white"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT style="BACKGROUND-COLOR: white"><FONT color=#000000>" THDA Bond Program (Tennessee Housing Development Agency) </FONT></FONT></SPAN></FONT></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt 0.5in; TEXT-INDENT: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .5in"><FONT style="BACKGROUND-COLOR: white"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT style="BACKGROUND-COLOR: white"><FONT color=#000000>" DPA (Memphis &amp; Shelby County Down Payment Assistance) </FONT></FONT></SPAN></FONT></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt 0.5in; TEXT-INDENT: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .5in"><FONT style="BACKGROUND-COLOR: white"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT style="BACKGROUND-COLOR: white"><FONT color=#000000>" MHC Bond Program (Mississippi Housing Corporation) </FONT></FONT></SPAN></FONT></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt 0.5in; TEXT-INDENT: -0.25in; mso-list: l0 level1 lfo1; tab-stops: list .5in"><FONT style="BACKGROUND-COLOR: white"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT style="BACKGROUND-COLOR: white"><FONT color=#000000>" USDA Rural Development<o:p></O:P></FONT></FONT></SPAN></FONT></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><o:p><FONT color=black style="BACKGROUND-COLOR: white"></FONT></O:P></SPAN></P> <P class=MsoNormal style="MARGIN: 0in 0in 0pt; BACKGROUND-COLOR: white" ><FONT color=black><SPAN style="FONT-SIZE: 9pt; BACKGROUND: yellow; COLOR: blue; FONT-FAMILY: Arial; mso-highlight: yellow"><FONT style="BACKGROUND-COLOR: #ffffff" color=black>These programs are in the form of a bond, grant, or loan to typically first time buyers with income limits. Each program has different parameters, but are designed to assist a buyer with a lower down payment than a regular FHA loan generally. Contact one of our loan officers for specifics &amp; guidelines for each.</FONT><FONT style="BACKGROUND-COLOR: white"> </FONT> </SPAN><SPAN style="FONT-SIZE: 9pt; COLOR: blue; FONT-FAMILY: Arial"><FONT style="BACKGROUND-COLOR: #ffff00"> <o:p></O:P></FONT></SPAN></FONT></P> <P><STRONG><EM>FHA (Federal Housing Administration) </EM></STRONG><br> Designed to help borrowers, who are purchasing mid-priced homes, qualify for the lowest down payment (3% investment) with the most flexible credit guidelines, generally reviewing only the last 12 months of credit.</P> <p><em><strong>VA (Veteran Administration) </strong></em><br> VA loans allow eligible Veterans to purchase a home with 100% financing... no down payment. </p> <p><em><strong>Expanded Conventional Loans </strong></em><br> Designed for borrowers with less than perfect credit.&nbsp; We offer "Expanded Loans" that allow more flexible credit and higher debt-to-income ratios than traditional conventional loans, unlike most banks who can only approve conventional loans that meet rigid guidelines.&nbsp;</p><!--<p> <em><strong>100% Financing</strong></em> <br> Crump Mortgage offers a dynamic, cutting-edge Portfolio loan with 100% financing for credit worthy borrowers. (<a href="portfolio01.html">more</a>) </p> <p><strong><em>Stated Income Loans for self-employed borrowers</em></strong><br> Crump Mortgage offers unique and creative Portfolio Stated and No Income Verification loans. (<a href="portfolio02.html">more</a>) <br> </p>--> <p><div align="center"><A href="javascript:window.print()">Click to Print This Page</A> </div> <P></P> </td> </tr> <tr> <td>&nbsp;</td> </tr> <tr> <td><div align="center"> <p><IMG height=18 src="mainpix00/equalhouse.gif" width=24>&nbsp;&nbsp;<font face="arial" size="1">EQUAL OPPORTUNITY LENDER: </font><b><font face="Arial" color="black" size="1"> <span style="font-weight: bold">Serving TN &amp; MS</span></font></b></p> <font face="arial" size="1"> <p><font size="1">684 W. Brookhaven Circle : Memphis, TN 38117<br> Phone: 901.684.2729 Fax: 901.759.4420<br> </font></font><font color="white" size="1"> <font face="Arial" color="white" size="1"> <a href="http://www.robcrump.com" target="_top">http://www.robcrump.com </a></font></font> </div></td> </tr> </table> </body> </html>